LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style: APA
- Recommended for : Student Researchers
- NGN 3000
ABSTRACT
This research work was undertaken to assess the Loan granting and its recovery problems on Commercial Banks. The research was intended to achieve the following objectives: To find out the several problems facing loan recovery, the effects of loan default on commercial banks and the measures that will be used in reducing the incidence of loan default. Relevant data were collected from both primary and secondary sources. Questionnaires were the main primary data collection instrument employed while data from various relevant publication constituted the sources of secondary data. Upon the analysis of data, the following conclusions were drawn: That problem of loan default stemmed from the fact that there is unavailability of security to be disposed by banks to realize funds. And also customer’s attitude towards loan payment. On the basis of the above findings, it was recommended that commercial banks should use some risk control measures to guide against loan default. Also, before granting loan, they should examine critically the project statement submitted by the customer or borrower which will help them to find out the realistic repayment pattern and also help them in knowing if the projects are realistic based on the customer’s past performance. Also, the Central Bank of Nigeria should create a conducive environment for the successfully operation of commercial banks in Nigeria.
Related Project Materials
ASSESSMENT OF THERAPEUTIC RECREATIONAL SPACES IN ORTHOPAEDIC HOSPITALS IN MINNA, NIGER STATE
ABSTRACT
There is a growing interest about the impact of the physical environment on the recovery process of patients among health care p...
EFFECT OF WEBINAR MULTIMEDIA PLATFORM ON STUDENTS' ACADEMIC PERFORMANCE
EXCERPT FROM THE STUDY
E-learning in education is the wholesome integration of modern telecommunications equipment and I...
AN ANALYTICAL STUDY OF INTERNATIONAL TRADE AND POVERTY REDUCTION IN NIGERIA
Abstract
Many developing countries are competing to attract foreign direct investment with a belief that it can be a tool for poverty red...
SECURITY CHALLENGES AND COPING STRATEGIES OF UNIVERSITY LIBRARIES FOR EFFECTIVE SERVICE DELIVERY IN ENUGU STATE
Background Of The Study
Security of library resources is very paramount in the provision of efficient l...
AN ASSESSMENT INTO THE MANAGEMENT OF ACCOUNTING METHODS AS A TOOL FOR DECISION MAKING IN AN ORGANIZATION
BACKGROUND OF STUDY
Planning, organizing, staffing, directing, and managing are just a few of the task...
IMPORTANCE OF HUMAN RESOEURCES MANAGEMENT IN PROMOTING EMPLOYEES PERFORMANCE
ABSTRACT
The study was focused on the importance of human resources management in employee performance...
AN ASSESSMENT OF PUBLIC RELATIONS STRATEGY AS A TOOL TO PROMOTE GOVERNMENT POLICIES TO THE CITIZENRY
ABSTRACT
The research provides a theoretical and conceptual assessment of public relations...
A SURVEY OF REVELANCE OF BUSINESS EDUCATION PROGRAMM TO ECONOMIC DEVELOPMENT OF NIGERIA
Abstract
The study examined the relevance of Business Education program to economic development of Nigeria. The study fo...
AN ASSESSMENT OF FINGERPRINT AUTHENTICATION SYSTEM FOR ATM SECURITY
Background of the Study
A biometric system is, in essence, a pattern recognition system that functions by first gatherin...
ASSESSMENT OF THE IMPACT OF POS BUSINESSES IN REDUCING UNEMPLOYMENT RATE IN ASABA
ABSTRACT
This study was carried out on the impact of POS businesses in reducing unemployment rate in Nigeria using Asaba...
